Tag: insurance

Legality vs. Liability: When Breaking the Law Doesn’t Bar a Claim

Did you know: Illegality does not always equal liability. Even though an individual may be engaging in illegal behaviour, if another party acts negligently and

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WR Insurance Bulletins

Welcome to William Roberts’ Insurance bulletins, where we share our thoughts on relevant or interesting legal issues. Please click on the relevant article to read

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What happens if an insured refuses consent for legal proceedings?

Did you know: where an insured refuses to (or does not) provide the insurer with consent to commence proceedings in the insured’s name, the insurer

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When “Plain English” is not: ASIC v HCF Life Insurance Company Pty Limited [2024] FCA 1240

Life Insurance policies routinely exclude pre-existing conditions from coverage, but   s 47 of the Insurance  Contracts Act  1984  ( Cth)  provides that insurers cannot rely

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Reservation of Rights

What happens if you, as an insurer, have not yet concluded whether or not to indemnify an insured, and a third party commences Court proceedings

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Recoveries against third party insurers direct

Did you know? When an at-fault third party cannot be found or is dead, or a third party company is deregistered, a cause of action

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Betterment

Did you know – The issue of “betterment” is often raised in tort and contract claims for replacement or repair costs. The theory behind betterment

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Subrogation

Did you know: When either the insurer or the insured commences proceedings in a recovery action that involves subrogation, they are obligated to protect the

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No hire car charges for unroadworthy vehicles and unlicensed drivers

Did you know: You can (and should) oppose hire car or loss of income claims where the damaged third party vehicle was (i) unroadworthy, or

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Motor Vehicle Assessments – Why Is It Necessary And How Long Should It Take?

In a recent media release by the Victorian Automotive Chamber of Commerce on 29 February 2024, the Suncorp Group was criticised for making customers ‘wait

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Dual Insurance

Did you know: Subrogated recovery against a third party isn’t your only potential recovery path. There may be another insurance policy that covers your insured

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Taleb v Rijal [2022] VSC 259

The Appeal Taleb v Rijal [2022] VSC 259 (Taleb) concerned an appeal against the orders made by Magistrate Goldberg, pursuant to section 109 of the Magistrates’ Court

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Zurich Insurance PLC v Koper [2022] NSWCA 128

This recent judgment of the NSW Court of Appeal provides a useful reminder of the jurisdiction of state courts and the availability to invoke federal

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Appeals in the strictest sense of the word as explained in Yehia v Williams

The Appeal Yehia v Williams [2022] VSC 197 (Yehia) concerned an appeal against the orders made by Magistrate Foster, pursuant to section 109 of the Magistrates’ Court Act 1989 (Vic).

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Insurers and COVID-19: Another Blow for Small Business

Ten small businesses were the subject of proceedings related to business interruption flowing from the various Government mandates relating to COVID-19 disease control. The Insured’s

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