Did you know: Illegality does not always equal liability. Even though an individual may be engaging in illegal behaviour, if another party acts negligently and
Tag: insurance
WR Insurance Bulletins
Welcome to William Roberts’ Insurance bulletins, where we share our thoughts on relevant or interesting legal issues. Please click on the relevant article to read
What happens if an insured refuses consent for legal proceedings?
Did you know: where an insured refuses to (or does not) provide the insurer with consent to commence proceedings in the insured’s name, the insurer
When “Plain English” is not: ASIC v HCF Life Insurance Company Pty Limited [2024] FCA 1240
Life Insurance policies routinely exclude pre-existing conditions from coverage, but s 47 of the Insurance Contracts Act 1984 ( Cth) provides that insurers cannot rely
Reservation of Rights
What happens if you, as an insurer, have not yet concluded whether or not to indemnify an insured, and a third party commences Court proceedings
Recoveries against third party insurers direct
Did you know? When an at-fault third party cannot be found or is dead, or a third party company is deregistered, a cause of action
Betterment
Did you know – The issue of “betterment” is often raised in tort and contract claims for replacement or repair costs. The theory behind betterment
Subrogation
Did you know: When either the insurer or the insured commences proceedings in a recovery action that involves subrogation, they are obligated to protect the
No hire car charges for unroadworthy vehicles and unlicensed drivers
Did you know: You can (and should) oppose hire car or loss of income claims where the damaged third party vehicle was (i) unroadworthy, or
Motor Vehicle Assessments – Why Is It Necessary And How Long Should It Take?
In a recent media release by the Victorian Automotive Chamber of Commerce on 29 February 2024, the Suncorp Group was criticised for making customers ‘wait
Dual Insurance
Did you know: Subrogated recovery against a third party isn’t your only potential recovery path. There may be another insurance policy that covers your insured
Taleb v Rijal [2022] VSC 259
The Appeal Taleb v Rijal [2022] VSC 259 (Taleb) concerned an appeal against the orders made by Magistrate Goldberg, pursuant to section 109 of the Magistrates’ Court
Zurich Insurance PLC v Koper [2022] NSWCA 128
This recent judgment of the NSW Court of Appeal provides a useful reminder of the jurisdiction of state courts and the availability to invoke federal
Appeals in the strictest sense of the word as explained in Yehia v Williams
The Appeal Yehia v Williams [2022] VSC 197 (Yehia) concerned an appeal against the orders made by Magistrate Foster, pursuant to section 109 of the Magistrates’ Court Act 1989 (Vic).
Insurers and COVID-19: Another Blow for Small Business
Ten small businesses were the subject of proceedings related to business interruption flowing from the various Government mandates relating to COVID-19 disease control. The Insured’s