Tag: Insurance Contracts

Do I need to disclose ALL changes to my household including the purchase of groceries to my insurer?

The recent decision by the Federal Court of Australia demonstrates the increasing consumer focus on Insurance Contracts, driven by the Australian Securities and Investments Commission

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Unfairness in insurance contracts?

In 2023, the Australian Securities & Investments Commission (ASIC) commenced Federal Court proceedings against Auto & General Insurance Company Limited (A&G). ASIC alleged that a

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Navigating Subrogation Limits – Section 65 of the Insurance Contracts Act 1984

Did you know?  A key provision of the Insurance Contract Act 1984 is section 65 on subrogation.  Specifically, subrogation of rights against family members or

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Unfair Contract Terms Regime Extended to Insurance Contracts

Part 2, Division 2, Subdivision BA of the Australian Securities and Investments Commission Act 2001 (Cth) (ASIC Act) provides a scheme for the protection of consumers and

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Caused by

“Caused by”: these two words appear in almost every policy of insurance, but what do they mean in the context of a claim, particularly when

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